Grace Beals

Graduate Student


I'm majoring in American Politics and minoring in Comparative Politics and Methods. My research interests currently include issues of credit access for poor Americans, specifically the impacts of predatory loans on individual and broader economic outcomes. During my master's at Duke University I studied Analytical Political Economy with a focus on institutions, credit markets, and development.

Research Focus

I am interested in how limited access to credit markets impacts the economic outcomes of the poor. The decision to allow access to credit is inherently political and has large scale economic impacts beyond the individual level. Specifically, I am interested in the decision process behind the regulation of the payday loan and other predatory credit industries.