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Grace Beals

Graduate Student

Grace Beals

Educational Background

Background education: BA in Economics and a BS (additional major) in Economic Geography from Michigan State University (2018). MA in Analytical Political Economy from Duke University (2020). 


Grace is a PhD student majoring in American Politics and minoring in Comparative Politics and Methods. Her research interests currently include issues of credit access for poor Americans, specifically the impacts of predatory loans on individual and broader economic outcomes. During her master's at Duke University she studied Analytical Political Economy with a focus on institutions, credit markets, and development.


 American politics; Political institutions; Public policy; Poverty and inequality


  • Government


I am interested in how limited access to credit markets impacts the economic outcomes of the poor. The decision to allow access to credit is inherently political and has large scale economic impacts beyond the individual level. Specifically, I am interested in the decision process behind the regulation of the payday loan and other predatory credit industries.